While the past ten years have been hard, the next couple at least are downright uncertain. How do we make sure we can weather any financial storms? Let’s start with the Quids in! Future Proof Your Finances Test
There have not been more uncertain times for a generation. We just don’t know what is going to happen in the next few weeks, let alone years. The best thing we can do is dig in and shore up our money plans.
The following quiz brings together all Quids in! has learnt over ten years about what it takes to be financially fit for the future.
The Quiz also includes the little things that have tripped up thousands of Universal Credit claimants. They told us what new claimants should watch out for. So, if you’re under 67 and claiming any benefits – including tax credits – this is a must.
TAKING THE FUTURE-PROOF YOUR FINANCES TEST
The following 25 simple yes/no questions are about our attitudes, habits, and our day-today situation. For each one you respond to with a ‘No’, there is a mini-challenge – what you might do to turn it into a ‘Yes’. The number of ‘Yes’ answers is your score.
By working through the mini-challenges you should become better prepared for the future, whatever happens.
WIN A £50 AMAZON VOUCHER!
Take the test now, and again in 3 months’ time, to see how your score compares. We'll also enter you into a draw to win a £50 Amazon voucher! Entry details at the end of the quiz.
Do you know exactly how much money goes out each month and how much your rent (or mortgage) payments are? (If your rent is paid for you but you don't know how much it is, answer 'No')
Do you know how much money you have coming in (including any help for housing costs) AND is it the same every month of the year? (Answer ‘No’ if you’re on a zero hours contract, or paid anything other than monthly)
Do you have and use a current account or basic bank account with a high street bank or credit union?
Are you free of debt and rent arrears, or at least taking action on any debts you need to sort out?